Hard declineCard details

Stripe decline code

invalid_cvc

The CVC security code is not valid for this card.

Quick answer

invalid_cvc is a hard decline. Retrying will keep failing; the customer has to act.

Decline codeinvalid_cvc
TypeHard (needs customer action)
Retrying helps?No
CategoryCard details
Customer fixRe-enter a valid CVC.

Will retrying help?

No, retrying will keep failing

Route to a secure card update form. No value in retrying the stored details.

A real example

The CVC on file is not valid for the card, blocking the charge until it is re-entered.

What the customer needs to do

Re-enter a valid CVC.

Your recovery approach

Route to a secure card update form. No value in retrying the stored details.

Copy-paste recovery email

Subject

Your payment didn't go through, [First Name]

A detail on your saved card did not match, so the charge for [Product] was declined.

Re-enter your card details and we will retry right away.

Update card details

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FAQ

What does the Stripe "invalid_cvc" decline code mean?

The CVC security code is not valid for this card.

Will retrying a "invalid_cvc" decline work?

No. invalid_cvc is a hard decline, so retrying the same card will keep failing. Route to a secure card update form. No value in retrying the stored details.

How do I recover a payment that failed with "invalid_cvc"?

Route to a secure card update form. No value in retrying the stored details. Customer action: Re-enter a valid CVC.

Related decline codes

Source: official Stripe decline codes documentation. Recovery guidance is SubRevival's own.