Failed Payment Revenue Loss Calculator
See how much MRR failed payments quietly cost you each month and year, and how much you could recover with a full dunning stack. Adjust the inputs to match your business.
Your numbers
Per year
$6,912
Over 3 years
$20,736
A full recovery stack (Stripe Smart Retries + a branded Day 1/3/7 email sequence + a hosted card update page) recovers around 57% of failed payments. See the method in how to recover failed Stripe payments.
The method
How the numbers are calculated
The model is the standard one used across the dunning industry: revenue at risk = MRR x failure rate, and recoverable = at risk x recovery rate. The gap between your current recovery rate and the full-stack rate (~57%) is the money you are leaving on the table.
The ~57% figure assumes the three layers working together: Stripe Smart Retries, a branded Day 1/3/7 dunning email sequence, and a hosted card update page with instant retry. Retries alone typically recover 20-30%. For the full breakdown, read how to recover failed Stripe payments and what is involuntary churn.
Common questions
Calculator FAQ
How much revenue do failed payments cost a SaaS?
On average around 9% of monthly recurring revenue is at risk to failed payments, and involuntary churn is 20-40% of total churn. At $20,000 MRR that is roughly $1,800 a month, or $21,600 a year, leaking out quietly with no cancellation to warn you.
What is a normal failed payment rate?
Most SaaS see roughly 7-11% of recurring charges fail in a given month, higher for early-stage and consumer products, lower for established B2B with annual plans. The calculator defaults to 9% but you can set your own rate.
How much of that can I actually recover?
Stripe Smart Retries alone recover about 20-30%. Adding a branded Day 1/3/7 email sequence and a hosted card update page pushes recovery to about 57%. The calculator shows the gap between what you recover now and the full-stack potential.
Is this calculator accurate for my business?
It is an estimate based on your inputs and industry-standard recovery rates. Your real numbers depend on billing cycle, geography, and customer mix, but the model is the same one used across the dunning industry: revenue loss = MRR x failure rate x (1 - recovery rate).
Stop the leak. Recover failed payments automatically.
SubRevival runs the full recovery stack on Stripe: branded Day 1/3/7 emails from your domain, a hosted card update page, and pre-dunning reminders. $19/mo flat, 5-minute OAuth, 21-day guarantee.